Know that you're covered.

No matter the type of property, we help you get the coverage you need so that you, your family and assets are covered. We shop Canada's top insurers to find your best rates. We work for you, not the insurance companies. Our knowledgeable and experienced staff will do the shopping for you.

Ask us about coverage for your property:

  • Houses
  • Condos
  • Apartments
  • Cottages and cabins
  • Tenants Insurance
  • Riders for valuables, including art and jewellery.

You can get a free, online insurance quote by clicking here, or giving us a call at 1.888.511.0777.

Helpful Resources

Buying a Home?

Buying a home is one of the most exciting yet stressful times in your life. You find the home of your dreams, and come to find out it is full of issues that will cost a lot of money to repair. The key is to find out the issues prior to the final closing so you can be sure to have the original owners address the issues. When it comes to insurance, we would like to help you throughout the process and advise you what things can affect your rates and insurability. As soon as you find that home of your dreams, give us a call. We can guide you on what questions to ask so you can make sure to get the answers you need prior to closing.

Here are a few things to keep in mind when looking around with your agent or the homeowner for your new home:

  • Be sure to consider the age of the home, some insurance companies offer discounts for homes under 10 years old and for homes over 20 years old, we will require a listing of updates on the roof, plumbing and heating.
  • How is the home heated? If there is an oil furnace make sure it was serviced recently to improve efficiency. Your insurance company will want to know the age of the oil tank and where it is located and will also require a photo. Some homes have a secondary heating source or auxiliary heat source, such as a wood or pellet stove! That is great for cost savings on heat however, from an insurance perspective it may increase your insurance. Be sure to find out the age of the device and if it was professionally installed.
  • Some neighborhoods have fire hydrants while others are close to a fire hall, this is something to consider when choosing your home. Insurance rates can be affected depending on the distance to a fire hall or hydrant.

If you have any questions about any of the above information or anything else regarding your coverage, please contact us and we will be happy to help you. Congratulations on your new home!

Renting a Home?

Did you know that when renting a property (either an apartment, house or condo) your contents are not covered under the owner's insurance policy? The owner of the property is responsible for the coverage on the actual building only! Coverage for your contents is easily attained and very reasonable in price. A common mistake some renters make is thinking they don’t have anything that is very valuable – just think of everything in your home including your clothes, dishes, sofa, bed, etc – it adds up fast!

Not only will a tenant policy cover you for your contents but also liability coverage. Did you know that you can be held liable in the event of a fire? If the fire is found to be caused by neglectful circumstances which may include: cigarette’s, leaving a burner on or leaving a candle burning you can be held liable. If you have a tenant policy in place, the liability portion of your policy can help protect you.

Contact us for further information or to request a quote on tenant insurance, you won’t be sorry!

Our clients also have access to their policies whenever they need them through our web site, as well as, 24/7 claims service.

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